Top Tips to Find out Best Credit card in UAE to Cater to Your Financial Needs
If you want to save your money every time you purchase with credit card then you should avail cash back card or cards meant for golf offers, airport transfer, and valet parking and so on. It is vital to remember that each and every credit card offers exclusive features as well as best perks. And you may not wish to avail all these credit cards in your wallet. Below are a few vital tips that you must follow to avail best credit card in UAE.
Know if you are eligible
In UAE, many providers of credit cards offer exclusive bonuses only to the cardholders who do not have similar credit cards or who also do not own multiple credit cards in the recent times. It does not make any sense to apply for credit card in UAE that you will be denied or that you will not be able to earn any reward or bonus just because you are already a cardholder. You have to ensure that you know all these things before you actually apply for any card.
Find out if you cater to spending needs
Many credit card providers offer a certain amount of money or even reward points for the new credit card holders. Well, you certainly need to fulfill specific spending needs in the first three months of opening credit card in order to reap benefits from the card. In order to quality for perks, many people spend more money and therefore end up in huge debt. Also, some credit points or rewards such 100 AED for the airline incidentals can be beneficial only when you consider yourself a frequent traveler.
Find out about annual fees
You may find a credit card in UAE that may charge annual fee that is quite substantial. The card fee can be waived for first year but that also can put you in a position where you need to remember to cancel credit card at the end of the year. It may make sense to pay annual fee only if credit cards provide rewards like credits for rideshare, airline perks and so on. However, if you open up a new card on a routine basis in order to take benefits of the bonus offers, then you may not wish to keep using the same card you are using now for the next year and therefore, continuing to pay fee is not at all justified.
Do you want to make credit card comparison process easier? Want to compare Emirates NBD personal loan or other personal loan in UAE also? Well, for you, SoulWallet is your ultimate destination. This leading portal brings an exclusive comparison tool driven by a smart algorithm. This exclusive platform allows you to take an informed decision before you sign up for a credit card. This portal takes into account certain factors like amount spent on groceries, telecom, fuel, etc., monthly salary and other things like the kind of credit card you prefer and so on. In this way, it helps you to find out best credit card in Dubai amongst over 200 credit cards being available in UAE. Be it credit card or loan, SoulWallet has redefined comparison in a way that has not been done before in UAE.
Know if you are eligible
In UAE, many providers of credit cards offer exclusive bonuses only to the cardholders who do not have similar credit cards or who also do not own multiple credit cards in the recent times. It does not make any sense to apply for credit card in UAE that you will be denied or that you will not be able to earn any reward or bonus just because you are already a cardholder. You have to ensure that you know all these things before you actually apply for any card.
Find out if you cater to spending needs
Many credit card providers offer a certain amount of money or even reward points for the new credit card holders. Well, you certainly need to fulfill specific spending needs in the first three months of opening credit card in order to reap benefits from the card. In order to quality for perks, many people spend more money and therefore end up in huge debt. Also, some credit points or rewards such 100 AED for the airline incidentals can be beneficial only when you consider yourself a frequent traveler.
Find out about annual fees
You may find a credit card in UAE that may charge annual fee that is quite substantial. The card fee can be waived for first year but that also can put you in a position where you need to remember to cancel credit card at the end of the year. It may make sense to pay annual fee only if credit cards provide rewards like credits for rideshare, airline perks and so on. However, if you open up a new card on a routine basis in order to take benefits of the bonus offers, then you may not wish to keep using the same card you are using now for the next year and therefore, continuing to pay fee is not at all justified.
Do you want to make credit card comparison process easier? Want to compare Emirates NBD personal loan or other personal loan in UAE also? Well, for you, SoulWallet is your ultimate destination. This leading portal brings an exclusive comparison tool driven by a smart algorithm. This exclusive platform allows you to take an informed decision before you sign up for a credit card. This portal takes into account certain factors like amount spent on groceries, telecom, fuel, etc., monthly salary and other things like the kind of credit card you prefer and so on. In this way, it helps you to find out best credit card in Dubai amongst over 200 credit cards being available in UAE. Be it credit card or loan, SoulWallet has redefined comparison in a way that has not been done before in UAE.
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